When life events such as serious physical or mental illness, loss of employment or bereavement, often combined with existing lack of financial capability, impact upon us it’s not just money matters that can be in crisis. Money problems and multiple debts often result in ill-health or relationship breakdown.
Since the consumer credit boom of the 1980s, debt has been a major problem in the UK and continues to grow, affecting people from all walks of life and in many different ways.